Created by the Better Business Bureau (BBB) in Lexington, KY, this video explains a scam that steals money from job seekers' bank accounts. Here's how it works:
1. A fake company offers to hire you to be a mystery shopper or customer service evaluator.
2. Once "hired" you receive a cashiers check for hundreds or even thousands of dollars.
3. You're told to deposit the check into your bank account and then wire cash to your "employer" to test a client's wiring service.
4. The check looks so real it fools your bank, which accepts it for deposit into your account. But the check is fake and it bounces, leaving you owing the bank all the money you wired your "employer."
Not all mystery shopping jobs are scams, but the BBB recommends you not sign up with any that ask you to wire money or pay an upfront fee.